LIFE INSURANCE · LIVING INSURANCE
Proud partners with Kiwibank. Since 2022.
Plan for peace of mind and protect those who matter most with nib Life & Living Insurance.
Get $300 off nib Life & Living Insurance*
A great game plan protects what matters most. And life is no different.
With nib Life & Living insurance, you can protect your loved ones by protecting yourself.
For a limited time, get $300 off new Life & Living insurance policies, after paying for your first month or more. Ends 30 June 2025. T&Cs apply.
Protect Your Future
Life insurance & Living insurance can safeguard your financial stability when life takes an unexpected turn. Whether you're unable to work due to illness, or face a serious health condition, this cover can help with your mortgage repayments and any necessary home modifications, like installing safety rails or ramps.
Income Protection Illness Cover
Can help cover everyday expenses like your mortgage, rates, power, food and other essential day to day living expenses if illness prevents you from working.
Serious Illness Trauma Cover
Can provide a lump sum payment for you to use as you need during a critical health event.
FAQs for Kiwibank Customers
Important Information
Only the main features and benefits of the Life & Living Insurance is outlined here. For a full explanation of all benefits, exclusions and other terms and conditions of the cover, view the Life & Living Insurance wording.
Life & Living Insurance is provided by nib nz insurance limited and is a related company of nib nz limited (“nib”). nib nz insurance limited issues and underwrites Life & Living Insurance products, and is solely responsible for claims under the cover. nib sells and may advise you on these products. Find out more about financial strength and financial advice with nib.
Get $300 Off Any Life & Living Insurance Policy - Terms and Conditions
You (the policy owner) are eligible for this offer (Offer) if you submit an application for a new Life & Living Insurance product (Eligible Policy) between 1 March and 30 June 2025 (or such later date as nib may permit in its absolute discretion) and your application for cover is accepted by nib.
The Offer of $300 off will be applied as a credit on the Eligible Policy in the second month after your Eligible Policy is issued and after you’ve made the minimum premium payments:
- If you pay weekly, the first four weekly premium payments need to be paid
- If you pay fortnightly, the first two fortnightly premium payments need to be paid
- If you pay by another frequency, the first premium payment needs to be paid
- The credit is not transferable, refundable or redeemable for cash.
- Maximum credit value of $300 per Eligible Policy, limited to one Eligible Policy for any one person insured during this promotional period, between 1 March and 30 June 2025.
- The credit will automatically go towards future premiums on the Eligible Policy and when the credit runs out, premiums will be payable at the applicable rate and the Eligible Policy will continue to be charged on the selected payment frequency. The credit may result in a partial payment being due, before payments return to the regular premium amount.
- The Offer cannot be used in conjunction with any other Life & Living Insurance offers.
- These terms and conditions may be updated or the Offer cancelled by nib provided this does not prejudice anyone who has already received the Offer. They were last updated on 20 February 2025. nib will publish any change on our website https://nib.co.nz.
- The Offer is promoted by nib nz insurance limited, 0800 555 642, [email protected]. Level 9, 48 Shortland Street, Auckland City, 1010