Get 2 Months Free Everyday Health Cover*
After you've paid for your first month.
Cover towards day to day healthcare costs like
dental check ups, fillings, scaling, cleaning and more.
*Eligibility criteria, waiting periods and T&Cs apply. Offer ends 30 April '26.
Get a quote for the dental cover you want
Book the appointment
Save on the bill.
From sniffles to sore backs, nib Everyday Health Cover helps take the stress out of everyday health costs, so you can focus on protecting the people who matter most.
*Eligibility criteria, waiting periods & T&Cs apply. Off er ends 30 April ‘26.
What’s included with nib Everyday?
Standard Everyday vs Premium Everyday – we’ll help you compare and choose what’s right for your smile.
Standard Everyday
Ideal for maintaining healthy teeth, this plan helps with the cost of routine visits and major dental treatments. You can claim back 60% of eligible dental costs - up to $750 per year. Cover includes exams, cleaning, fillings, crowns, wisdom teeth removal, bridges and root canals. Standdown period(s) applies.
Not sure where to start?
Get the information you need to choose the right dental insurance for you or your family.
- I’m new to dental insurance
- I'm switching health insurers
- I'm an existing nib customer
Why do I need dental cover in New Zealand?
Avoid the shock: Dental care in New Zealand is unsubsidised for most adults. With root canals often costing over $1,000, insurance softens the blow of unexpected bills.
Proactive care: Regular check-ups help prevent big issues. With eligible Everyday cover, you can claim back a portion of routine dental costs, making it easier to stay on top of your oral health.
More than just teeth: Our dental cover is bundled into Everyday plans, meaning you also get cover for GP visits, physio, and optical in one easy package.
Why you should insure your smile with nib?
Looking after your teeth shouldn't be a pain in your wallet. We make it easy.
Claim back up to 80% of costs
Depending on the plan you choose, we reimburse a significant chunk of your dental bill. On our Premium Everyday plan, you pay just 20% of the eligible cost (up to your annual limit), leaving you with more money for the things you enjoy.
Cover for the big procedures
We don't just cover the clean and polish. After a 12-month waiting period, our plans contribute to the cost of major dental treatment, including crowns, bridges, dentures, and even orthodontic work like braces.
Freedom to choose your dentist
You can visit any registered dental practitioner in New Zealand. Whether you have a family dentist you’ve trusted for years or need to find someone new, your nib cover travels with you.
Seamless claiming with the app
Forget filling out paper forms. Snap a photo of your dental receipt and submit it instantly via the my nib app.