Get 2 Months Free Everyday Health Cover*
After you've paid for your first month.
Cover towards day to day healthcare costs like
dental, physio, GP and more.
*Eligibility criteria and T&Cs apply. Offer ends 30 April '26.
Book the appointment
Save on the bill.
From sniffles to sore backs, nib Everyday Health Cover helps take the stress out of everyday health costs, so you can focus on protecting the people who matter most.
*Eligibility criteria, waiting periods & T&Cs apply. Off er ends 30 April ‘26.
What’s included with family health insurance?
Hospital plan, Everyday plan or combine both - we’ll help you choose what’s right for your family.
Hospital Plan
Designed for the big health costs, this plan covers surgery, cancer treatment, and specialist consultations. You’ll bypass public waiting lists with faster access to private hospitals, helping your family to get the care they need when they need it most.
Everyday plan
Help manage the cost of keeping your family healthy day-to-day. You can claim back a percentage of eligible costs for essentials like GP visits, dental check-ups, glasses, and physio, making it easier to stay on top of your family’s wellbeing.
Not sure where to start?
Get the information you need to choose the right health insurance for your family
- I’m new to health insurance
- I’m switching health insurers
- I'm an existing nib customer
When and why should I get health insurance for my family?
Avoid the wait: Public hospital waiting lists can be long. Private cover helps you get treatment for eligible conditions faster, so you can get back to work and family life sooner.
Cover for the unexpected: From grommets to cancer treatment, our hospital plans protect you from unexpected medical costs that are hard to budget for.
Everyday savings: Add an Everyday plan - contribute towards everyday costs such as GP visits, dental, and optical, helping you stay on top of your family's wellness.
Why you should insure your family with nib
When you have a family, looking after everyone’s health is always front of mind.
Skip the waiting lists
With nib’s private hospital plan, you can avoid long public waiting lists for eligible treatments. Whether it’s grommets for the kids or cancer surgery for you, we help you get back on your feet faster.
Smart tools and programmes for your wellbeing
At nib, we’re committed to being your long-term health partner. We provide tools and programmes that support everyday wellbeing, help manage symptoms, and guide proactive health decisions. Services like Balance, Health Management Programmes, and Symptom Checker help you stay on top of your health and take charge of your wellbeing.
Newborn Cover
Growing your family? If you have an eligible policy, and you add your newborn within 4 months of birth to your cover we will cover their eligible pre-existing conditions.