Book a call to ﬁnd out more about the offer.
We will call you back within one working day (Monday - Friday 8:00am to 7:00pm)
Waiting periods apply
Waiting periods apply to some benefits on everyday and hospital cover. This is the time after you start a new policy that you have to wait before you make a claim.
Pre-existing conditions covered after 3 years
nib considers a pre-existing condition to be any injury, illness, symptom or diagnosis that happened any time prior to the policy starting. Most pre-existing conditions are covered after 3 years. The pre-existing conditions that relate to any of the following categories are not covered at any time:
This overview is not a policy document. It is an outline of the main features and benefits of the nib private hospital covers. A full explanation of the benefits and exclusions are contained in the policy documents. The policy documents are available from our documents page.
$200 Farmers e-Voucher offer terms and conditions
This offer applies to new members of nib (someone who is not an existing customer as at 15 May 2019) 18 years old and over who purchase a combined Hospital cover (Standard or Premium) and Everyday cover (Standard or Premium) between 15 May – 14 August 2019.
This offer is being provided and fulfilled by nib nz limited. The Farmers’ Trading Company Limited is not a participant in or a sponsor of this promotion and is not associated with nib in any way.
There is a limit of one $200 Farmers e-Voucher per combined policy. The $200 Farmers e-Voucher will be emailed to eligible policyholders (using the email address supplied upon joining) within 21 days after the policies have been in force for 3 months (and after 3 months of premiums have been received by nib). nib accepts no responsibility for the redemption of the Farmers e-Voucher or if the Farmers e-Voucher is stolen.
The offer is not transferable or redeemable for cash. Your Farmers e-Voucher is redeemable for purchases made online at farmers.co.nz and in store. This offer can’t be used in conjunction with any other offers. Cash will not be given for any unused balance on your e-Voucher. Your e-Voucher is subject to Farmers Terms and Conditions (located on your e-Voucher). Your e-Voucher will expire on 1 August 2021.
This promotional offer can’t be used in conjunction with any other nib offers.
These terms may be updated or modified by us (provided this doesn't prejudice anyone who has already received the offer), and were last updated on 15 May 2019. Any material change will be notified on the nib.co.nz website.