Save a healthy $200 off health insurance*

Sign up to Hospital or combined cover and get $200 off after paying for your first month. Plus, join with a partner and get $400 off!

Why choose nib health insurance?

nib’s Everyday and Private Hospital cover is smart, simple and value for money.

  • Get cover for everyday things like prescription glasses, GP visits, dental treatment and more with Everyday Health cover.

  • Quicker access to treatment – get covered for the big things like cancer treatment, surgical procedures and diagnostic investigations and avoid waiting in the public healthcare system** with Private Hospital cover.

  • Got a pre-existing condition? Unlike some other health insurers, nib covers most pre-existing conditions after 3 years***.

Need help signing up with nib?

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We will call you back within one working day (Monday - Friday 8:00am to 7:00pm)

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    Important things to know

    *$200 Off offer terms & conditions

    This offer applies to new members of nib (someone who is not an existing nib member as at 11 November 2020), 18 years old and over who purchases any Hospital or Hospital + Everyday cover combination, between 11 November 2020 and 10 March 2021. This offer is not available to new members joining an existing nib policy

    This offer is only available for policies bought via or by calling our insurance sales consultants on 0800 123 642 (option 4). Notwithstanding this period of general availability of the offer to the public, nib may (in its absolute discretion) provide this offer to any customers who purchase policies after 10 March 2021.

    Eligible members must pay for the first month’s premium, or first 4 weeks if paying weekly or fortnightly and you will then receive a credit of $200 per eligible adult (aged 18 years or over) on the policy as long as the policy remains in force.

    The credit will automatically go towards your future premiums and when it runs out premiums will again be payable and you will continue to be charged on the payment cycle you have chosen (Weekly/fortnightly/monthly/quarterly/annually). The credit may result in a partial payment being due, before payments return to the regular premium amount.

    The credit is not transferable, refundable or redeemable for cash. This offer can’t be used in conjunction with any other offers.

    These terms may be updated or modified by us (provided this doesn't prejudice anyone who has already received the offer), and were last updated on 11 November 2020. Any material change will be notified on


    ***nib considers a pre-existing condition to be any injury, illness, symptom or diagnosis that happened any time prior to the policy starting. Most pre-existing conditions are covered after 3 years. The pre-existing conditions that relate to any of the following categories are not covered at any time: o Cancer o Cardiovascular conditions and some risk factors o Hip, knee or back o Transplant surgery o Reconstructive or reparative surgery This overview is not a policy document. It is an outline of the main features and benefits of the nib private hospital covers. A full explanation of the benefits and exclusions are contained in the policy documents. The policy documents are available from our documents page.

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