Free $200 Farmers e-Voucher

Sign up to any Everyday and Hospital cover and you could get a free $200 Farmers e-Voucher after 3 months with us.

Why choose nib health insurance?

nib’s Everyday and Private Hospital cover is smart, simple and value for money
  • Get cover for everyday things like prescription glasses, GP visits and dental treatment to bigger things like cancer treatment, surgery and specialist consultations.
  • Quicker access to treatment – avoiding the wait in the public healthcare system 1 and less stress of finances to cover medical costs.
  • Get $300 2 towards your gym membership or sports/fitness equipment if you don’t make a claim for 2 years on your Hospital cover.
  • Got a pre-existing condition? Unlike some other health insurers, nib covers most pre-existing conditions after 3 years.
  • Get a $200 Farmers e-voucher after 3 months with us, if you take out any Everyday and Hospital cover before 14 August 2019. Eligibility criteria, terms and conditions apply.

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    Combine covers for:

    both day to day health costs and the big stuff…

    Standard Hospital +
    Standard Everyday
    From $ 17.35 / week 3
    Hospital benefits
    Cancer
    Surgery
    Diagnostics
    Oral surgery
    GP surgery
    Ambulance transfer
    and more

    Everyday benefits
    Claim 60% back
    Dental
    Glasses & contacts
    GP visits & prescriptions
    Physio/ Chiro/ Osteo
    and more
    Premium Hospital +
    Premium Everyday
    From $ 24.45 / week 3
    Hospital benefits
    Cancer
    Surgery
    Diagnostics
    Oral surgery
    GP surgery
    Ambulance transfer
    Obstetrics
    Home nursing
    and more

    Everyday benefits
    Claim 80% back
    Dental
    Glasses & contacts
    GP visits & prescriptions
    Physio/ Chiro/ Osteo
    and more
    Premium Hospital + Premium Everyday
    Cancer
    Cover for and relating to the treatment of cancer, including chemotherapy and radiation therapy
    Surgery
    You’re covered for having surgery in a private hospital
    Diagnostics
    Access to a range of scans and other diagnostic investigations, even if you are not admitted to hospital
    Obstetrics
    Cover for the cost of treatment by an obstetrician
    Home nursing
    Cover for the cost of home nursing care for up to 6 months after hospital admission
    and more
    including podiatric surgery, and varicose veins.

    Claim 80% back
    On the cost of day-to-day health costs
    Dental
    Claim 80% back on routine check-ups, root canals & more
    Glasses & contacts
    Claim 80% back on the cost of your prescription glasses, contacts and eye exams
    GP visits & prescriptions
    Claim 80% of the cost of GP consultations and prescriptions
    Physio/ Chiro/ Osteo
    Claim 80% back on the cost of treatment from a physiotherapist, osteopath or chiropractor
    and more
    including remedial massage, acupuncture and vaccinations.
    Waiting periods apply 4.
    Some pre-existing conditions covered after 3 years 5.

    Important things to know

    1. [Source] https://www.health.govt.nz/system/files/documents/pages/february-2018-espi5.pdf
    2. Benefit limits apply. Please read full - nib terms of this policy here.
    3. Price based on: 25 year old male, non-smoker with a $500 annual excess. Price includes our 4% direct debit discount
    4. Waiting periods apply

      Waiting periods apply to some benefits on everyday and hospital cover. This is the time after you start a new policy that you have to wait before you make a claim.

    5. Pre-existing conditions covered after 3 years

      nib considers a pre-existing condition to be any injury, illness, symptom or diagnosis that happened any time prior to the policy starting. Most pre-existing conditions are covered after 3 years. The pre-existing conditions that relate to any of the following categories are not covered at any time:

      • Cancer
      • Cardiovascular conditions and some risk factors
      • Hip, knee or back
      • Transplant surgery
      • Reconstructive or reparative surgery

      This overview is not a policy document. It is an outline of the main features and benefits of the nib private hospital covers. A full explanation of the benefits and exclusions are contained in the policy documents. The policy documents are available from our documents page.

    6. $200 Farmers e-Voucher offer terms and conditions

      This offer applies to new members of nib (someone who is not an existing customer as at 15 May 2019) 18 years old and over who purchase a combined Hospital cover (Standard or Premium) and Everyday cover (Standard or Premium) between 15 May – 14 August 2019.

      This offer is being provided and fulfilled by nib nz limited. The Farmers’ Trading Company Limited is not a participant in or a sponsor of this promotion and is not associated with nib in any way.

      There is a limit of one $200 Farmers e-Voucher per combined policy. The $200 Farmers e-Voucher will be emailed to eligible policyholders (using the email address supplied upon joining) within 21 days after the policies have been in force for 3 months (and after 3 months of premiums have been received by nib). nib accepts no responsibility for the redemption of the Farmers e-Voucher or if the Farmers e-Voucher is stolen.

      The offer is not transferable or redeemable for cash. Your Farmers e-Voucher is redeemable for purchases made online at farmers.co.nz and in store. This offer can’t be used in conjunction with any other offers. Cash will not be given for any unused balance on your e-Voucher. Your e-Voucher is subject to Farmers Terms and Conditions (located on your e-Voucher). Your e-Voucher will expire on 1 August 2021.

      This promotional offer can’t be used in conjunction with any other nib offers.

      These terms may be updated or modified by us (provided this doesn't prejudice anyone who has already received the offer), and were last updated on 15 May 2019. Any material change will be notified on the nib.co.nz website.

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