No waiting periods on many pre-existing conditions.

This offer is only available by phone and for a limited time. Eligibility, terms and conditions apply. Limited policies available. Leave your telephone details below and one of our team members will be in touch to discuss whether you are eligible.



    About the offer

    What is nib’s pre-existing condition offer

    What is nib’s pre-existing condition offer
    • Covers many pre-existing conditions
    • Covers many pre-existing conditions Waives usual 3 year waiting period for eligible pre-existing conditions.
    • Waives 12 month waiting period for removal of un-erupted or impacted teeth.

    What pre-existing conditions aren’t covered?

    What pre-existing conditions aren’t covered?
    • Pre-existing conditions that relate to the following conditions: Cardiovascular, cancer, hip or knee, back, transplant surgery, reconstructive or reparative surgery.
    • See policy document for further information.

    About Private Hospital plans:

    cancer, surgery, specialist consultations and more…

    Standard
    From $8.97 / week 1
    Hospital benefits
    Cancer
    Surgery
    Diagnostics
    Oral surgery
    GP surgery
    Ambulance transfer
    and more
    Premium
    From $11.07 / week 1
    Hospital benefits
    Cancer
    Surgery
    Diagnostics
    Oral surgery
    GP surgery
    Ambulance transfer
    Obstetrics
    Home nursing
    and more
    Premium Hospital
    Cancer
    Cover for and relating to the treatment of cancer, including chemotherapy and radiation therapy
    Surgery
    You’re covered for having surgery in a private hospital
    Diagnostics
    Access to a range of scans and other diagnostic investigations, even if you are not admitted to hospital
    Obstetrics
    Cover for the cost of treatment by an obstetrician
    Home nursing
    Cover for the cost of home nursing care for up to 6 months after hospital admission
    and more
    including podiatric surgery, and varicose veins.

    Important things to know

    1. Based on two adults, 27, non-smokers with a $500 annual excess. Price includes our 4% direct debit discount.

    Eligibilities and requirements

    1. New nib customers only.
    2. Must take out either Standard Hospital cover or Premium Hospital cover.
    3. Must be aged 60 or under.
    4. Available by phone only, through 0800 123 642 (press 3).
    5. This offer is only available to customers who have not had any abnormal medical test results or assessments in the 12 months prior to application.
    6. Must have stated to nib any abnormal medical test results or assessment in the last 12 months.
      • An ‘abnormal medical test’ could be any unusual medical tests, for example a blood result including low iron.
      • An ‘abnormal medical assessment’ would include any consultation or medical investigation including medical imaging, ultrasounds and MRIs where the results have identified changes.
    7. Limited time only & limited policies available. Offer extended and now ends 13 February 2019 or when eligible policies are all allocated.
    8. See full terms and conditions.

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