nib’s Everyday and Private Hospital cover is smart, simple and value for money.
Get cover for everyday things like prescription glasses, GP visits, dental treatment and more with Everyday Health cover.
Quicker access to treatment – get covered for the big things like cancer treatment, surgical procedures and diagnostic investigations and avoid waiting in the public healthcare system** with Private Hospital cover.
Got a pre-existing condition? Unlike some other health insurers, nib covers most pre-existing conditions after 3 years***.
Request a call back from one of our sales representatives.
We will call you back within one working day (Monday - Friday 8:00am to 7:00pm)
Join and claim offer Terms & Conditions
This offer applies to new members of nib (someone who is not an existing nib member as at 11 March 2021), who purchases Standard or Premium Everyday cover between 11 March 2021 and 11 May 2021. This offer is not available to new members joining an existing nib policy.
This offer is only available for policies bought via nib.co.nz or by calling our insurance sales consultants on 0800 123 642 (option 4) . Notwithstanding this period of availability of the offer to the general public, nib may (in its absolute discretion) provide this offer after 11 May 2021.
Eligible members will have waiting periods waived on all Everyday cover benefits (but not any Hospital cover benefits). The waiver will apply automatically. Everyday policy terms will apply, and all claims are subject to benefit limits, in line with your Everyday policy. For the avoidance of doubt, no pre-existing conditions exclusions are waived under any Hospital Policy.
The offer is not transferable or redeemable for cash. This offer cannot be used in conjunction with any other offers.
These terms may be updated or modified by us (provided this doesn't prejudice anyone who has already received the offer), and were last updated on 11 March 2021 . Any material change will be notified on our website nib.co.nz.
***nib considers a pre-existing condition to be any injury, illness, symptom or diagnosis that happened any time prior to the policy starting. Most pre-existing conditions are covered after 3 years. The pre-existing conditions that relate to any of the following categories are not covered at any time: o Cancer o Cardiovascular conditions and some risk factors o Hip, knee or back o Transplant surgery o Reconstructive or reparative surgery This overview is not a policy document. It is an outline of the main features and benefits of the nib private hospital covers. A full explanation of the benefits and exclusions are contained in the policy documents. The policy documents are available from our documents page.