Important things to know

Two months free offer Terms & Conditions

This offer applies to new customers of nib (someone who is not an existing nib customer as at 15 August 2019), 18 years old and over who purchases any Hospital and/or Everyday cover, between 15 August 2019 and 6 November 2019.

Eligible customers must pay for the first month and will then receive the second and third months premiums free as long as the policy remains in force. If a weekly or fortnightly payment option is selected, weeks five to twelve (inclusive) will be free after an eligible customer has paid for weeks one to four (inclusive).

At the end of the two months of free cover, premiums will again be payable and you will continue to be charged on the payment cycle you have chosen (Weekly/fortnightly/monthly/quarterly/annually).

The two months free will be applied as a credit on your policy. The credit is not transferable, refundable or redeemable for cash.

This offer can’t be used in conjunction with any other offers.

These terms may be updated or modified by us (provided this doesn't prejudice anyone who has already received the offer), and were last updated on 15 August 2019. Any material change will be notified on nib.co.nz.

*Source: https://www.health.govt.nz/system/files/documents/pages/february-2018-espi5.pdf

**nib considers a pre-existing condition to be any injury, illness, symptom or diagnosis that happened any time prior to the policy starting. Most pre-existing conditions are covered after 3 years. The pre-existing conditions that relate to any of the following categories are not covered at any time: o Cancer o Cardiovascular conditions and some risk factors o Hip, knee or back o Transplant surgery o Reconstructive or reparative surgery This overview is not a policy document. It is an outline of the main features and benefits of the nib private hospital covers. A full explanation of the benefits and exclusions are contained in the policy documents. The policy documents are available from our documents page.