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Need Everyday health cover super-fast?

Claim back INSTANTLY on the dentist, prescription glasses and contacts, GP visits and more when you join before 27 July 2022*

*Claim 60% on standard or 80% on premium Everyday cover, up to the benefit limits. Eligibility criteria and terms and conditions apply.

Get Premium Everyday cover for less!

For a limited time, get Premium Everyday cover for under $11 per week for the first 12 months. Claim back 80% on dental, glasses and contacts, GP visits and more*.

*Offer ends 27 April 2022. Price based on 1 adult. Waiting periods and benefit limits apply. New members only. Eligibility criteria and terms and conditions apply.

Here's why nib is a great choice for you

More than great health cover

Get special nib member offers from healthcare providers we work with.

Your health, your choice

You’ll have more choice about your care. You can also find healthcare providers near you using our Find a Provider directory.

Get eligible costs covered

You can choose a First Choice network healthcare provider to ensure you have 100% of your approved costs covered*.

*up to your benefit limit, subject to any excess payable and in line with your policy terms.

Our range of plans

Easy to use, easy to claim on and offering more than just great cover, our plans help put you in control of your health journey.

Hospital plan

Cover to help pay for the big things like specialists, surgery, cancer treatment and hospital visits.

Everyday plan

Cover for your day-to-day health costs like dentist, GP, and physio appointments and your prescriptions.

Combined plans

Cover that gives you the features from both Hospital and Everyday plans.

Have questions? We can help.

Still need help deciding what plan is right for you? Give us a call. Choose a time and one of our friendly consultants will call you back, normally within one working day (Monday - Friday 8:00am to 7:00pm). Or, speak with a consultant now – 0800 123 642, option 4.

Monday - Friday 8:00am to 7pm

We'll only use this information to phone you about getting cover with nib. Find out more about financial advice from nib.

Important things to know

Join and claim offer – terms and conditions

This offer applies to new members of nib (someone who is not an existing nib member as at 28 April 2022), who purchases Standard or Premium Everyday policy between 28 April 2022 and 27 July 2022. This offer is not available to new members joining an existing nib policy.

This offer is only available for policies bought via nib.co.nz or by calling 0800 123 642 (option 4). Notwithstanding this period of availability of the offer to the general public, nib may (in its absolute discretion) provide this offer after 27 July 2022.

Eligible members will have waiting periods waived on all Everyday cover benefits (but not any Hospital cover benefits). The waiver will apply automatically. Everyday policy terms will apply, and all claims are subject to benefit limits, in line with your Everyday policy document. For the avoidance of doubt, no pre-existing conditions exclusions are waived under any Hospital Policy.

The offer is not transferable or redeemable for cash. This offer cannot be used in conjunction with any other offers.

These terms may be updated or modified by us (provided this doesn't prejudice anyone who has already received the offer), and were last updated on 28 April 2022. Any change will be notified on our website nib.co.nz. nib may cancel this offer at any time without notice.

This offer is promoted by nib nz limited 0800 123 642 [email protected] Level 9, 48 Shortland Street, Auckland City, 1010

**Source: https://www.health.govt.nz/system/files/documents/pages/february-2018-espi5.pdf

***nib considers a pre-existing condition to be any injury, illness, symptom or diagnosis that happened any time prior to the policy starting. Most pre-existing conditions are covered after 3 years. The pre-existing conditions that relate to any of the following categories are not covered at any time: o Cancer o Cardiovascular conditions and some risk factors o Hip, knee or back o Transplant surgery o Reconstructive or reparative surgery This overview is not a policy document. It is an outline of the main features and benefits of the nib private hospital covers. A full explanation of the benefits and exclusions are contained in the policy documents. The policy documents are available from our documents page

nib New Zealand ticket draw Terms and Conditions (“Terms”)

  1. The promoter of the competition is nib NZ Limited (“nib”), 48 Shortland Street, Auckland 1010.
  2. This competition is open to individuals who vote for a Nathan Wallis parenting topic on the nib New Zealand Facebook page between 30 March and 10 April 2022 (“competition period”).
  3. By submitting an entry, entrants agree to these Terms. Any entry not complying with these Terms is invalid.
  4. Entries must be received during the competition period.
  5. This competition is open to 18+ year old NZ residents only.
  6. This competition is not open to any employees (or their immediate family members) of nib or its related companies.
  7. Valid votes from eligible entrants will automatically go into the draw. Four winners will be drawn on 11 April 2022. Only one entry per person will be eligible to go in the draw. The Prize winners will be selected at random from the voting pool.
  8. The prize available is a double pass to a Nathan Wallis event only (“Prize”). The Prize cannot be refunded or redeemed for cash.
  9. nib will contact each winner on or about 11 April 2022. If the winner does not wish to accept the Prize or cannot be contacted or does not respond within 24hrs of notification, that Prize will be forfeited and awarded to an alternate winner drawn from the remaining valid entries.
  10. Any expenses (including but not limited to travel, transport, food, beverage and making changes to any travel arrangements) incurred in relation to accepting or using the Prize (or part of the Prize) are the responsibility of the winner.
  11. Due to this being a promotion directly related to a specific event, if the event is cancelled for any reason, there will not be an alternative Prize. However, if the event is postponed due to COVID restrictions or related concerns, then nib will use all reasonable endeavours to re-arrange the Prize to another Nathan Wallis event.
  12. To the maximum extent permitted by law, nib will not be liable for any loss or damage whatsoever (including but not limited to indirect or consequential loss) or for any personal injury or death incurred or sustained as a direct or indirect result of winning or using the Prize. nib will not be liable for any loss or damage caused directly or indirectly by any events which are beyond our control including, but not limited to war, civil disturbance, epidemic, fire, floods, acts of God or acts of government. This document has been marked with a sensitivity label of Internal Use Only by nib Group.
  13. Entrants' personal information will be collected by or on behalf of nib to enable it to administer the competition and publicise the winner. The personal information of the winner may be provided to third parties for the purpose of processing and conducting the competition. By entering this competition, entrants consent to the use of their personal information as described. Entrants may contact nib at the address given above to request access to, or correction of, any of their personal information that is collected and held by nib. If an entrant does not provide accurate personal information nib may determine that they are not eligible to win a prize. All entries become the property of nib.
  14. These terms may be updated or modified by us (provided this doesn't materially prejudice anyone who has already entered the competition) and were last updated on 28 March 2022.

Have questions? We can help.

Still need help deciding what plan is right for you? Give us a call. Choose a time and one of our friendly consultants will call you back, normally within one working day (Monday - Friday 8:00am to 7:00pm). Or, speak with a consultant now – 0800 123 642, option 4.

Monday - Friday 8:00am to 7pm

We'll only use this information to phone you about getting cover with nib. Find out more about financial advice from nib.

Important things to know

Everyday cover for less offer – terms and conditions

  1. You are eligible for this offer if you meet the following criteria (“Eligible Person”): a) are a new nib customer (i.e. not an existing nib customer on 26 January 2022); and b) submit an application for any new nib Premium Everyday cover plan or any new Hospital plan where that is taken out in conjunction with any new Premium Everyday cover via the nib NZ Ltd (“nib”) website (nib.co.nz) or by calling 0800 123 642 (and selecting option 4) between 27 January 2022 and 27 April 2022 (“Eligible Policy”).
  2. If you meet the criteria of an Eligible Person outlined at paragraph 1, above, your premiums for Premium Everyday cover will be reduced to the cost of Standard Everyday cover for the period of 12 months. The discount will be equal to the difference in cost between Standard and Premium Everyday cover for one year (12 months), being $404.50 for each adult (21 years old or over) or $202.50 for each child (20 years old or under). The discount applies for each Eligible Person insured under the Eligible Policy (“Offer”) subject to these terms and conditions.
  3. This offer is not available to existing nib policies, including (but not limited to): a) a new customer joining/added to an existing nib policy; b) reinstating an nib policy; c) migrations of plans; d) continuing a policy; e) adding options to a policy
  4. The Offer will be applied as a discount on the Eligible Policy to the Premium Everyday cover. If you cancel your Premium Everyday cover before the expiry of the 12 months, the Offer will be cancelled also.
  5. At the expiry of the 12 months, i.e. on the first anniversary of your Eligible Policy, unless you have elected to cancel the Everyday cover before this time, Premium Everyday cover premiums will be charged at the then current pricing. You will continue to be charged on the payment cycle you have chosen (Weekly/fortnightly/monthly/quarterly/annually). nib will contact you using your preferred method of communication 30 days before your premiums are due to change to advise your new premiums.
  6. The Offer cannot be used in conjunction with any other offers, is not transferable, refundable or redeemable for cash. The Offer will apply to premiums only and may not be applied to any excess or other fees payable by the customer to nib.
  7. Waiting periods, benefit limits and policy terms apply, see policy documentation for more details.
  8. These terms and conditions may be updated or modified by nib provided this does not prejudice anyone who has already received the offer. They were last updated on 27 January 2022. nib will publish any change on our website nib.co.nz.
  9. nib reserves the right to cancel the Offer at any time without notice.
  10. The Offer is promoted by nib nz limited 0800 123 642 [email protected] Level 9, 48 Shortland Street, Auckland City, 1010

**Source: https://www.health.govt.nz/system/files/documents/pages/february-2018-espi5.pdf

***nib considers a pre-existing condition to be any injury, illness, symptom or diagnosis that happened any time prior to the policy starting. Most pre-existing conditions are covered after 3 years. The pre-existing conditions that relate to any of the following categories are not covered at any time: o Cancer o Cardiovascular conditions and some risk factors o Hip, knee or back o Transplant surgery o Reconstructive or reparative surgery This overview is not a policy document. It is an outline of the main features and benefits of the nib private hospital covers. A full explanation of the benefits and exclusions are contained in the policy documents. The policy documents are available from our documents page

nib New Zealand ticket draw Terms and Conditions (“Terms”)

  1. The promoter of the competition is nib NZ Limited (“nib”), 48 Shortland Street, Auckland 1010.
  2. This competition is open to individuals who vote for a Nathan Wallis parenting topic on the nib New Zealand Facebook page between 30 March and 10 April 2022 (“competition period”).
  3. By submitting an entry, entrants agree to these Terms. Any entry not complying with these Terms is invalid.
  4. Entries must be received during the competition period.
  5. This competition is open to 18+ year old NZ residents only.
  6. This competition is not open to any employees (or their immediate family members) of nib or its related companies.
  7. Valid votes from eligible entrants will automatically go into the draw. Four winners will be drawn on 11 April 2022. Only one entry per person will be eligible to go in the draw. The Prize winners will be selected at random from the voting pool.
  8. The prize available is a double pass to a Nathan Wallis event only (“Prize”). The Prize cannot be refunded or redeemed for cash.
  9. nib will contact each winner on or about 11 April 2022. If the winner does not wish to accept the Prize or cannot be contacted or does not respond within 24hrs of notification, that Prize will be forfeited and awarded to an alternate winner drawn from the remaining valid entries.
  10. Any expenses (including but not limited to travel, transport, food, beverage and making changes to any travel arrangements) incurred in relation to accepting or using the Prize (or part of the Prize) are the responsibility of the winner.
  11. Due to this being a promotion directly related to a specific event, if the event is cancelled for any reason, there will not be an alternative Prize. However, if the event is postponed due to COVID restrictions or related concerns, then nib will use all reasonable endeavours to re-arrange the Prize to another Nathan Wallis event.
  12. To the maximum extent permitted by law, nib will not be liable for any loss or damage whatsoever (including but not limited to indirect or consequential loss) or for any personal injury or death incurred or sustained as a direct or indirect result of winning or using the Prize. nib will not be liable for any loss or damage caused directly or indirectly by any events which are beyond our control including, but not limited to war, civil disturbance, epidemic, fire, floods, acts of God or acts of government. This document has been marked with a sensitivity label of Internal Use Only by nib Group.
  13. Entrants' personal information will be collected by or on behalf of nib to enable it to administer the competition and publicise the winner. The personal information of the winner may be provided to third parties for the purpose of processing and conducting the competition. By entering this competition, entrants consent to the use of their personal information as described. Entrants may contact nib at the address given above to request access to, or correction of, any of their personal information that is collected and held by nib. If an entrant does not provide accurate personal information nib may determine that they are not eligible to win a prize. All entries become the property of nib.
  14. These terms may be updated or modified by us (provided this doesn't materially prejudice anyone who has already entered the competition) and were last updated on 28 March 2022.