Private Hospital Covers

What is it?

For those who want choice, a range of product options allow you to tailor the Private Hospital Cover you need and the options you’d like.

Choose from Gold, Silver or Bronze Cover, then add the options for everyday and specialist services to help your employees stay healthy.

  • Gold Cover provides 100% of the eligible cost up to the benefit limits
  • Silver Cover provides 80% of the eligible cost up to the benefit limits
  • Bronze Cover provides 70% of the eligible cost up to the benefit limits

Why is it worth it?

  • Base Cover provides a choice of 100%, 80%, or 70% of your eligible hospital costs up to the benefit limits
  • Flexibility to have different options for each person on a policy
  • Up to $100,000 surgical cover per insured person per operation
  • Up to $60,000 medical cover per insured person per policy year
  • Private Hospital Covers are part of our total workplace health and wellness solution healthHQ

What will I be insured for with base cover?

  • Surgeries
  • Cancer treatment, including Chemotherapy and Radiotherapy
  • Non-surgical hospitalisation e.g. asthma
  • Specialist consultations relating to hospital admission
  • Diagnostic investigation e.g. CT, MRI, PET Scan
  • Post hospitalisation care e.g. home nursing, physiotherapy, dietician consultations
  • A range of loyalty benefits e.g. obstetrics and sterilisation

The above is a summary of some of the available benefits. Please refer to the relevant Private Hospital Cover policy document below for more detail.


Find out more about Private Hospital Covers

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