Standard Everyday


What is it?

Get cover for the day-to-day health costs, like visiting the dentist or GP, getting new prescription glasses or contact lenses, or physio. With 60% back on claims up to your annual limit, Standard Everyday helps to keep your pockets happy, and helps to keep you healthy too.

Get cover online today, with no paperwork and automatic acceptance.

Why is it worth it?

  • Easy to join so you can get on with what you want to do
  • Up to $750 worth of dental treatment
  • 60% back on claims up to your annual limit
  • Cover for GP visits and prescriptions

What will I be insured for?

  • Benefits

Covered conditions under this plan

Benefits of Standard Everyday

All benefit limits apply to each person on the policy (just in case you thought you'd have to share!)

Note: this overview is not the policy document. It is an outline of the main features and benefits of the nib Standard Everyday policy. For a full explanation of the benefits and exclusions, and more legal bits, see the Standard Everyday policy document under 'insurance documents'.

  • Dental – preventative
  • Dental – general
  • Dental – major
  • Dental – orthodontics

Dental treatments performed by a registered dental practitioner or oral surgeon, including:

  • Examinations
  • Cleaning and scaling
  • Fillings
  • Extractions (including wisdom teeth)
  • Associated x-rays
  • Orthodontic treatment (e.g. braces)
  • Endodontic Treatment (e.g. root canal)

Waiting period:

Preventative: 2 months (e.g. examinations, scale and clean, fluoride treatments)
General: 2 months (e.g. filings, basic extraction (excluding wisdom teeth), x-rays
Major & orthodontic: 12 months (e.g. crowns, bridges, root canal, removal of wisdom teeth)
Benefit Limit: $750

  • Glasses and contact lenses
  • Optical consultations

Covers the cost of prescription glasses and contact lenses, and the cost of examination fees

Waiting period: 6 months    Benefit Limit: $350
  • Physiotherapy
  • Chiropractic Treatment
  • Osteopathic Treatment

Covers the cost of physiotherapy, or chiro or osteo treatment, whether or not you’ve been referred by your GP.

Waiting period: 2 months    Benefit Limit: $350
  • GP consultations
  • Pharmaceutical prescriptions

Covers the cost of GP visits and prescriptions.

Waiting period: 2 months    Benefit Limit: $350
  • Acupuncture
  • Traditional Chinese Medicine
  • Remedial massage
  • Vaccinations

Covers the cost of acupuncture, traditional Chinese medicine, remedial massage and vaccinations.

Waiting period: 2 months    Benefit Limit: $150
  • Speech Therapy

Covers the cost of speech therapy.

Waiting period: 2 months    Benefit Limit: $200
  • Mental health consultations (Psychology and Psychiatry)

Covers the cost of consultations by a psychiatrist or psychologist.

Waiting period: 6 months    Benefit Limit: $350

Insurance documents