Join today & get 2 months FREE health insurance*!
*Eligibility criteria and terms and conditions apply.
Want to talk with someone?
Book a call to find out more about the offer.
We will call you back within one working day (Monday - Friday 8:00am to 7:00pm)
Why choose nib Insurance?
Peace of mind and cover are two of the most important things private health cover can provide. But that's just the beginning of what it means to those families enjoying private cover.
Designed for you
An Everyday edge
Express treatment
Our network, your choice
With the nib First Choice network, you're covered for 100% of your eligible costs, plus your claims may even be sent in by your provider (some conditions apply).
Cover you control
I rang nib… and I just said, "I'd like to say thank you"
How much will it cost without health insurance?
Accessing treatment through private health insurance gives you control over when and where you're treated, the surgeon who treats you, and helps you pay towards the cost of your treatment – which otherwise might be unaffordable or significantly impact the lifestyle you're used to.
Cataract surgery $3,200 - $5000
Removal of the cloudy lens from the eye affecting vision
Endoscopic sinus surgery $12,000 - $22,000
Surgical repair of the facial sinuses
Wisdom teeth removal $3,000 – $5,500
Surgical removal of wisdom teeth (third molars)
Thyroidectomy $10,500 to $16,000
Surgical removal of the thyroid gland
Angioplasty $17,300 – $27,400
Insertion of a catheter to unblock artery with a stent or balloon
Single valve heart operation $55,000 – $75,000
Surgery to repair or replace a heart valve
Heart bypass $35,000 – $55,000
An operation to rechannel blood flow to the heart
Mastectomy $12,000 – $17,000
Surgical removal of the breast
Spinal fusion $20,000 – $65,000
Surgery to join two or more vertebrae together
Gastroscopy $1,100 – $1,600
A diagnostic procedure to look at the mouth, throat and stomach
Cholecystectomy $9,000 – $13,000
Surgical removal of the gall bladder
Colonoscopy $2,000 – $2,600
A diagnostic procedure to look at the large bowel and sample tissue
Hysterectomy $14,000 - $22,000
Surgical removal of the uterus
Appendectomy $6,000 – $10,300
Surgical removal of the appendix
Hernia repair $7,000 – $18,000
Surgical repair of weakness in the abdominal wall
Total hip joint replacement $22,000 – $30,000
Replacement of the hip joint with an artificial joint
Resection of endometriosis $9,000 – $22,000
Surgical removal of the uterine cells from the pelvis or abdomen
Robotic Prostatectomy $30,000 – $60,0000
Robotic surgical removal of the prostate
Total knee joint replacement $22,000 – $35,000
Replacement of the knee joint with an artificial joint
Varicose veins (both legs) $7,000 – $11,000
Laser or surgical removal of varicose veins
What are some common treatments?
Insertion of tubes in the eardrum
Why health insurance?
Many people don't think about taking up a health plan until they're unwell. Unfortunately, that might mean they pay more or are covered for less...
We often forget about it, but health is your constant companion and best friend through life. With health on your side, you're able to go on incredible adventures, achieve wonderful things and live a life worth writing about.
But when your best friend suffers, you're no longer able to do the things you want. And while public health might provide basic help, the stress, waiting, uncertainty and lack of control may make the road to recovery long, hard and draining.
That's not what life is about.
When you have private cover, your health gets the help it needs as soon as it needs. In good times, cover can help keep your health in tip-top shape. In bad, it gets you back on your feet as quickly, and stress-free as possible.
"If there's one word to describe what nib's given us… it'd have to be freedom."
4 Easy steps to join nib
What could a partner in health do for your life?
Don't want to visit an office just to sign up? You don't have to! You can get a quote by answering just five questions by jumping onto the nib website. Plus, we won't ask you any medical questions.
"Just take a picture of the receipt, say submit... that's it"
Making claims easy
The last thing you want to do when bouncing back is having to stress about your claim. So, we built an app that took the worry and time out of that. In minutes, you can make your claim and get on with life.
Claims4 stress-free steps to claiming with nib
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nib in partnership with ZOOM
ZOOM Pharmacy allows nib members to have prescription medicines delivered free straight to their door.
Find out more here
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Claiming with App
Search for my nib and download our free app from iTunes or Google Play.
Important things to know
- nib claim statistics as at June 2018. This is an illustration of treatments and costs you could expect to pay if treated in private hospital. This is not representative of conditions covered on your policy or the amount that would be paid by nib nz limited in the event of a claim.
- nib claim statistics as at June 2018. Representation of treatments and costs you could expect to pay if treated in private hospital. This is not representative of conditions covered on your policy or the amount that would be paid by nib nz limited in the event of a claim.
Terms & Conditions
This offer applies to new customers of nib (someone who is not an existing nib customer as at 14 February 2019) 18 years old and over who purchase any Hospital Cover between 14 February 2019 and 14 May 2019 ("Parent").
A "Child" is a new customer of nib (someone who is not an existing or previous nib customer as at 14 February 2019), who is:
- the dependent child of the Parent;
- under the age of 18 years old; and
- on the same policy number as an insured Parent
Subject to these terms, one Child will receive 12 months free cover on the same Hospital Cover purchased by the Parent insured on the policy. The insurance cover for the Parent needs to remain in force for the Child to continue to receive free cover. If the cover for the Parent ends during the 12 months of free cover, but the policy is not cancelled, the Child will be charged usual premium rates from the date of cancellation of the Parent’s cover.
At the end of the 12 months of free cover, the Child will automatically begin to be charged the relevant Hospital Cover premium on the same payment cycle as the remaining customers on the policy unless we are provided with 30 days’ notice to cancel the Child’s cover.
The offer is not transferable or redeemable for cash. This offer can’t be used in conjunction with any other offers.
This offer can only redeemed online or by calling 0800 123 642.
These terms may be updated or modified by us (provided this doesn't prejudice anyone who has already received the offer), and were last updated on 13 February 2019. Any material change will be notified on the nib.co.nz website.